This was such a stressful and unsure time for my family. We were at a critical point of really having nowhere to live. I contacted Steve and was still so worried because my credit and income did not seem to be loan worthy. He walked me through every step. Steve and Lora told me what I needed to do step by step throughout the process. They both were the most lovely people to deal with through my whole home buying process. We are now enjoying our new home with a great loan and low payment we can afford! Thank you both so much!!!